Category
Financing
Contractor Financing for New Businesses With No History (2026)
Contractor financing for new businesses in 2026: which platforms accept year-one contractors, real Hearth and Wisetack requirements, and the cost math.
How Contractor Financing Affects Homeowner Credit Scores (2026)
Contractor financing homeowner credit score facts: prequalifying is a soft pull with zero impact, and accepting a loan usually costs under 5 points.
Home Improvement Financing for Contractors: 2026 Beginner Guide
Home improvement financing for contractors explained: how it works, 2026 fees for Wisetack, Hearth, and GreenSky, and how to pitch it on your first estimate.
HVAC Contractor Financing Programs: The 5 Best in 2026
Compare the 5 best HVAC contractor financing programs for 2026. Verified dealer fees for Hearth, Wisetack, Regions, Service Finance, and Synchrony.
Wisetack Credit Score Requirements: What Homeowners Need in 2026
Wisetack credit score needed: no published minimum. Interest-bearing offers start in the low 500s, 0% APR needs low 700s. What to tell homeowners.
How to Add Hearth Financing to Your Contractor Website (2026)
Add Hearth financing to your contractor website in 5 steps: banner, payment calculator embed, prequal link placement, and copy that converts.
Hearth Financing for Landscaping and Hardscape Contractors (2026)
Hearth financing for landscaping and hardscape contractors in 2026: loans to $250,000, zero dealer fees, real subscription costs, and who should skip it.
Hearth Financing for Electricians: Panels, EV Chargers (2026)
Hearth financing for electricians in 2026: plan costs, the $46,000 breakeven vs Wisetack, plus verified prices for panels, EV chargers, and rewires.
Hearth Financing for Plumbers: 2026 Break-Even Math
Hearth financing for plumbers runs roughly $1,499 to $4,999 per year. Get honest break-even math vs Wisetack and see which plumbing jobs it closes.
Hearth Financing for Siding and Exterior Contractors: 2026 Guide
Hearth financing for siding contractors in 2026: plan pricing, verified siding job costs, breakeven math vs Wisetack and GreenSky, and when it pays off.
Hearth Financing for Window and Door Contractors: 2026 Guide
Hearth financing for window and door contractors in 2026: flat $1,799 Pro plan, 550 FICO floor, and the fee math vs Synchrony HOME and GreenSky.
Hearth Financing for Kitchen Remodelers: Close $30k+ Jobs
Hearth financing for kitchen remodelers: how the $250,000 ceiling, soft pull prequal, and monthly payment framing close $30,000+ kitchen projects.
Hearth Financing for Bathroom Remodelers: 2026 Guide
Hearth financing for bathroom remodelers: 2026 fees, verified bathroom remodel cost ranges, monthly payment math, and how to close bigger bath jobs.
Hearth Financing for Roofing Contractors: 2026 Storm Job Guide
Hearth financing for roofing contractors: flat-fee math vs Wisetack and GreenSky, the $250,000 loan ceiling, and how to finance storm deductibles legally.
Hearth Financing for HVAC Contractors: 2026 Guide
Hearth financing for HVAC contractors in 2026: flat subscription, $0 dealer fees, 18+ lenders, and the break-even math vs Wisetack and GreenSky.
How Hearth's 18-Lender Network Works for Contractors (2026)
How Hearth's 18-lender network works: one soft-pull application reaches 18+ lenders, loans from $1,000 to $250,000, and FICO scores as low as 550.
Hearth Financing FAQ: Top Contractor Questions Answered (2026)
Hearth financing FAQ for contractors: 2026 plan pricing from $1,499 per year, the 550 FICO minimum, how you get paid, and which fees apply per job.
How to Use Hearth Financing During an In-Home Estimate (Scripts)
Learn how to use Hearth financing during an in-home estimate: word-for-word scripts, the soft-pull step, payment tables, and mistakes to avoid.
Hearth Pro vs Starter Plan: What Changed for 2026
Hearth Pro vs Starter plan in 2026: the Starter tier is gone. See what Pro now includes, Harper AI costs, legacy prices, and which setup fits you.
Is Hearth Financing Worth It for Small Contractors? (2026 Math)
Is Hearth financing worth it? Yes for small contractors financing $40,000+ per year. See the 2026 break-even math vs Wisetack and dealer-fee platforms.
Hearth Financing Reviews: What Contractors Say in 2026
Hearth financing reviews split hard: 4.6 stars on Trustpilot from 1,300+ reviews, 2.0 on Capterra, 94 BBB complaints. What contractors say in 2026.
Hearth Financing Interest Rates Explained: 2026 Homeowner Guide
Hearth financing interest rates span roughly 5% to 35.99% APR as of 2026. See what sets each homeowner's rate and how to talk about it compliantly.
Hearth vs FTL Finance for HVAC Contractors: 2026 Comparison
Hearth vs FTL Finance for HVAC contractors in 2026: verified pricing, fee models, loan caps, and credit floors, plus which program fits your shop.
Contractor Financing vs Personal Loan: What to Tell Homeowners
Contractor financing vs personal loan for home improvement: 2026 rate ranges from Bankrate and NerdWallet, plus exactly what to tell homeowners.
Hearth vs Acorn Finance for Contractors: Which Wins in 2026?
Hearth vs Acorn Finance for contractors in 2026: Hearth runs $1,499 to $4,999 a year, Acorn is free. Compare fees, loan limits, and who each fits.
Hearth vs GoodLeap for Contractors in 2026: Fees and Verdict
Hearth vs GoodLeap contractor financing in 2026: flat $1,799 subscription vs solar dealer fees, approval odds, lawsuit status, and which fits your trade.
Hearth vs Synchrony HOME for Contractors: 2026 Comparison
Hearth vs Synchrony HOME for contractors in 2026: fees, credit products, approval odds, and the break-even math that shows which program fits your trade.
Hearth vs EnerBank (Now Regions): Contractor Financing in 2026
Hearth vs EnerBank contractor financing in 2026: EnerBank is now Regions Home Improvement Financing. Compare fees, 0% loans, and who qualifies.
Hearth vs Foundation Finance Company for Contractors (2026)
Hearth vs Foundation Finance Company for contractors in 2026: flat $1,499 to $1,799 subscription vs free enrollment with per-job fees, compared in real math.
Hearth vs Service Finance Company: 2026 Contractor Comparison
Hearth vs Service Finance Company for contractors in 2026: flat subscription vs per-job dealer fees, real break-even math, and which model saves more.
How to Apply for Wisetack as a Contractor (2026 Guide)
The Wisetack financing application takes about 5 minutes. See contractor requirements, revenue minimums, approval timing, and your first payout.
Wisetack vs GreenSky for Contractors: Which Wins in 2026?
Wisetack vs GreenSky contractor financing compared for 2026: fees, loan caps, credit approval, and reviews. Wisetack wins on cost, GreenSky on loan size.
Improvifi Contractor Financing Review (2026): Is It Worth It?
Improvifi contractor financing review for 2026: verified platform numbers, what the Deal Desk and PROgram include, unpublished pricing, and who should sign up.
Hearth vs Wisetack vs GreenSky vs Improvifi: 2026 Comparison
Hearth vs Wisetack vs GreenSky contractor financing compared for 2026, plus Improvifi: fees, break-even math, approval odds, and which one wins.
GreenSky Alternatives for Contractors: The 5 Best in 2026
The best GreenSky alternatives for contractors in 2026: Hearth, Wisetack, Regions, Service Finance, and Foundation Finance compared on fees and approvals.
How Much Does Hearth Cost Contractors? 2026 Fee Breakdown
How much does Hearth cost contractors? Plans run about $1,499 to $4,999 per year plus a $99 setup fee and zero per-job dealer fees. See the math.
Wisetack Roofing Payments: How They Work for Contractors (2026)
How Wisetack roofing payments work in 2026: homeowner monthly costs, the 3.9% contractor fee, payout timing, 0% APR options, and the new $65,000 limit.
Wisetack Contractor Financing Review 2026: Fees and Real Costs
Wisetack contractor financing review for 2026: 3.9% base fee, 0% APR add-on costs, the new $65,000 loan cap, payout speed, and break-even math.
Roofing Financing Programs Compared: Best Options for 2026
Roofing financing programs comparison for 2026: Hearth, GreenSky, Service Finance, and Regions fees, credit minimums, and which fits your volume.
How Bath Remodelers Use Financing to Raise Average Ticket Size
Bath remodeler financing lifts average ticket size about 30 percent. Verified 2026 bathroom remodel costs, monthly payment math, and how to pitch it.
Dealer Fees in Contractor Financing: 2026 Rates and Real Math
Dealer fees in contractor financing run 2 to 4% on standard loans and 8 to 25% on 0% APR promos. See verified 2026 rates and break-even math.
0% APR Contractor Financing: How It Really Works in 2026
0% APR contractor financing explained: true 0% vs deferred interest, dealer fees by platform, and a compliance-safe script for homeowners in 2026.
FICO Score for Contractor Financing: Hearth's 550 Minimum (2026)
What FICO score homeowners need for contractor financing: Hearth's 550 minimum verified, Wisetack and GreenSky compared, and how soft pulls work.
10 Homeowner Financing Objections (and What to Say in 2026)
The 10 homeowner financing objections contractors hear most, with word-for-word scripts, verified 2026 rates, and a quick-reference response table.
How to Pitch Financing to Homeowners: Contractor Scripts (2026)
Learn how to pitch financing to homeowners: exact kitchen table scripts, timing, and monthly payment math contractors use to close more jobs.
Hearth vs Sunlight, Mosaic, EnerBank: 2026 Contractor Financing
Contractor financing platforms comparison for 2026: Mosaic is gone, Sunlight is post-bankruptcy, EnerBank is now Regions, and Hearth leads multi-trade.
Hearth vs Wisetack: 2026 Fees, Loan Caps, and Break-Even Math
Hearth vs Wisetack for contractors in 2026: Wisetack costs less under about $46,000 in financed jobs per year, Hearth wins above it. Full fee math inside.
Hearth vs GreenSky for Contractors: Fees and Verdict (2026)
Hearth vs GreenSky contractor financing compared: flat subscription vs 3 to 10 percent dealer fees, break-even math, 2026 pricing, and a clear verdict.
Best Tools for Contractors: The 7 Every Business Needs in 2026
The best tools for contractors in 2026, ranked by ROI: financing, CRM, follow-up, payments, accounting, reviews, and photos, with verified pricing.
The Cost of Not Offering Financing: We Did the Math (2026)
The cost of not offering financing, worked out in real numbers: an 11-point close rate gap, month-by-month revenue math, and what recovery is worth.
Why "I Need to Think About It" Means a Lost Sale (Financing Fix)
"I need to think about it" usually means money. See how monthly payment options lift your contractor financing close rate, with scripts to use.