The Blog

All guides, page 3

Financing

Contractor Financing vs Personal Loan: What to Tell Homeowners

Contractor financing vs personal loan for home improvement: 2026 rate ranges from Bankrate and NerdWallet, plus exactly what to tell homeowners.

Financing

Hearth vs Acorn Finance for Contractors: Which Wins in 2026?

Hearth vs Acorn Finance for contractors in 2026: Hearth runs $1,499 to $4,999 a year, Acorn is free. Compare fees, loan limits, and who each fits.

Financing

Hearth vs GoodLeap for Contractors in 2026: Fees and Verdict

Hearth vs GoodLeap contractor financing in 2026: flat $1,799 subscription vs solar dealer fees, approval odds, lawsuit status, and which fits your trade.

Financing

Hearth vs Synchrony HOME for Contractors: 2026 Comparison

Hearth vs Synchrony HOME for contractors in 2026: fees, credit products, approval odds, and the break-even math that shows which program fits your trade.

Financing

Hearth vs EnerBank (Now Regions): Contractor Financing in 2026

Hearth vs EnerBank contractor financing in 2026: EnerBank is now Regions Home Improvement Financing. Compare fees, 0% loans, and who qualifies.

Financing

Hearth vs Foundation Finance Company for Contractors (2026)

Hearth vs Foundation Finance Company for contractors in 2026: flat $1,499 to $1,799 subscription vs free enrollment with per-job fees, compared in real math.

Financing

Hearth vs Service Finance Company: 2026 Contractor Comparison

Hearth vs Service Finance Company for contractors in 2026: flat subscription vs per-job dealer fees, real break-even math, and which model saves more.

Financing

How to Apply for Wisetack as a Contractor (2026 Guide)

The Wisetack financing application takes about 5 minutes. See contractor requirements, revenue minimums, approval timing, and your first payout.

Financing

Wisetack vs GreenSky for Contractors: Which Wins in 2026?

Wisetack vs GreenSky contractor financing compared for 2026: fees, loan caps, credit approval, and reviews. Wisetack wins on cost, GreenSky on loan size.

Financing

Improvifi Contractor Financing Review (2026): Is It Worth It?

Improvifi contractor financing review for 2026: verified platform numbers, what the Deal Desk and PROgram include, unpublished pricing, and who should sign up.

Financing

Hearth vs Wisetack vs GreenSky vs Improvifi: 2026 Comparison

Hearth vs Wisetack vs GreenSky contractor financing compared for 2026, plus Improvifi: fees, break-even math, approval odds, and which one wins.

Financing

GreenSky Alternatives for Contractors: The 5 Best in 2026

The best GreenSky alternatives for contractors in 2026: Hearth, Wisetack, Regions, Service Finance, and Foundation Finance compared on fees and approvals.

Financing

How Much Does Hearth Cost Contractors? 2026 Fee Breakdown

How much does Hearth cost contractors? Plans run about $1,499 to $4,999 per year plus a $99 setup fee and zero per-job dealer fees. See the math.

Financing

Wisetack Roofing Payments: How They Work for Contractors (2026)

How Wisetack roofing payments work in 2026: homeowner monthly costs, the 3.9% contractor fee, payout timing, 0% APR options, and the new $65,000 limit.

Financing

Wisetack Contractor Financing Review 2026: Fees and Real Costs

Wisetack contractor financing review for 2026: 3.9% base fee, 0% APR add-on costs, the new $65,000 loan cap, payout speed, and break-even math.

Financing

Roofing Financing Programs Compared: Best Options for 2026

Roofing financing programs comparison for 2026: Hearth, GreenSky, Service Finance, and Regions fees, credit minimums, and which fits your volume.

Financing

How Bath Remodelers Use Financing to Raise Average Ticket Size

Bath remodeler financing lifts average ticket size about 30 percent. Verified 2026 bathroom remodel costs, monthly payment math, and how to pitch it.

Financing

Dealer Fees in Contractor Financing: 2026 Rates and Real Math

Dealer fees in contractor financing run 2 to 4% on standard loans and 8 to 25% on 0% APR promos. See verified 2026 rates and break-even math.

Financing

0% APR Contractor Financing: How It Really Works in 2026

0% APR contractor financing explained: true 0% vs deferred interest, dealer fees by platform, and a compliance-safe script for homeowners in 2026.

Financing

FICO Score for Contractor Financing: Hearth's 550 Minimum (2026)

What FICO score homeowners need for contractor financing: Hearth's 550 minimum verified, Wisetack and GreenSky compared, and how soft pulls work.

Financing

10 Homeowner Financing Objections (and What to Say in 2026)

The 10 homeowner financing objections contractors hear most, with word-for-word scripts, verified 2026 rates, and a quick-reference response table.

Financing

How to Pitch Financing to Homeowners: Contractor Scripts (2026)

Learn how to pitch financing to homeowners: exact kitchen table scripts, timing, and monthly payment math contractors use to close more jobs.

Financing

Hearth vs Sunlight, Mosaic, EnerBank: 2026 Contractor Financing

Contractor financing platforms comparison for 2026: Mosaic is gone, Sunlight is post-bankruptcy, EnerBank is now Regions, and Hearth leads multi-trade.

Financing

Hearth vs Wisetack: 2026 Fees, Loan Caps, and Break-Even Math

Hearth vs Wisetack for contractors in 2026: Wisetack costs less under about $46,000 in financed jobs per year, Hearth wins above it. Full fee math inside.